Debt consolidation can be a great way to reduce monthly payments on your debts and loans.
How does it work? You borrow enough money to pay off all your current debts from one single lender. Meaning, you only have to manage a single repayment plan, which is much easier to organise.
Combining credit cards, car loans and other unplanned or unsecured debt can reduce your monthly payments. We evaluate our customer’s financial situation to establish the short and long term benefits and disadvantages of consolidating debt through a homeowner loan.
Debt consolidation loans can be secured or unsecured.
Secured – the money you borrow is secured against one of your assets. This could be your home, for example.
Unsecured – the loan is not secured against any of your assets.
After a straightforward chat, we search the market to establish the most appropriate options available and present an unbiased proposal to help put you in control of your finances.
In many cases home improvements and extensions can either avoid a costly move or increase the sale value of a property. At Blue Crocodile we help you realise your home’s potential by investing our time in understanding your situation and sourcing the best lending solution.
These longer term loans can make home improvements more affordable as the cost is spread out in a similar way to a mortgage.Get Started Today